On the declarations page of your new policy, look for the policy effective date. This is when your new coverage begins.

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AM Best has affirmed the Financial Strength Rating (FSR) of A+ (Superior) and the Long-Term Issuer Credit Ratings (Long-Term ICR) of “aa-” (Superior) of the pooled members of Selective Insurance Group ...

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If you don't own a car but frequently borrow or rent one, then non-owner car insurance could save you money. A non-owner car insurance policy may be cheaper than paying for a car rental company's ...