The start of a new year is a time for planning, embracing change and moving forward. For businesses in a cyclical industry, such as retail, it’s important to look back before you forge ahead. While ...

Forbes contributors publish independent expert analyses and insights. Melissa Houston covers financial issues that affect women in business. Creating a business plan is a critical first step for any ...

The holiday season can disrupt service-based businesses with shifting demand, employee time off and cash flow fluctuations. By analyzing past trends, planning operations and marketing in advance and ...