Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

When debt piles up, it can start to feel like there's no way out. After all, credit card minimum payments barely chip away at your balances, the interest charges keep climbing, and if you're behind on ...

You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

The Social Security Administration announced Thursday that a debt collection program paused during March 2020 at the start of the COVID-19 pandemic would resume immediately. The Treasury Offset ...

A borrower is in default after an extended period without making payments and failing to restore the loan to good standing.

Americans are carrying record-high credit card balances right now, with collective credit card debt currently topping $1.23 trillion nationwide. As a result, the financial strain is being felt across ...

Many Americans are deep in the red. In fact, household debt hit $18.59 trillion in the third quarter of 2025, according to the Federal Reserve Bank of New York. As people find themselves drowning in ...

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