Coinsurance for small businesses helps cover property and business assets, so the insurer knows there's adequate coverage.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. MoMo Productions / Getty Images The coinsurance formula is the homeowners insurance formula ...

Coinsurance is the portion of a medical bill you pay after meeting your deductible. It’s a cost-sharing arrangement between you and your insurance company — they cover a percentage of the expense and ...

Medicare has different out-of-pocket costs, including premiums, deductibles, copayments, and coinsurance. Copayments are fixed dollar amounts, and coinsurance is a percentage of the cost. You may ...